Current Best Mortgage Rates in Vallejo, CA

If you, among many others, have been impressed by sinking mortgage rates and are planning on buying your first home, the present may truly be the most opportune time. However, just because average Vallejo mortgage rates are at historic lows doesn’t mean every financial institution will be offering an affordable financing option. In order to lower the cost of your home purchase as much as possible, you will need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Vallejo, CA with a great rate for you. Below is a list of the best mortgage rates in Vallejo across a variety of loan types.

Vallejo Banks and Credit Unions with Lowest Mortgage Rates

Top Vallejo 15-Year Fixed Mortgage Rates

• JPMorgan Chase Bank, National Association: 2.88%
• • No Orig. Fees
  • Points: 0


• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Quicken Loans Inc: 3.25%
• • No Orig. Fees
  • Points: 1.75

Best 30-Year Fixed Mortgage Rates in Vallejo

• JPMorgan Chase Bank, National Association: 3.5%
• • No Orig. Fees
  • Points: 0.25


• Travis Credit Union: 3.88%
• • No Orig. Fees
  • Points: 0.63


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2

Lowest Vallejo 3/1 ARM Mortgage Rates

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Travis Credit Union: 2.63%
• • No Orig. Fees
  • Points: 0.13
  • Caps: 2% per Adjustment Period


• Citibank, National Association: 2.88%
• • No Orig. Fees
  • Points: -0.13
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Vallejo

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• JPMorgan Chase Bank, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.25
  • Caps: 2% per Adjustment Period

Ensure you verify these rates with the lender before you apply. Interest rates are accurate as of November 1, 2011, but are subject to change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Vallejo mortgage rate.